:root {
  --bg: #ffffff;
  --bg-soft: #f6f8fb;
  --text: #1e293b;
  --text-muted: #475569;
  --navy: #0f2a43;
  --accent: #2b6cb0;
  --accent-soft: #e8f1fa;
  --border: #e2e8f0;
  --radius: 8px;
  --maxw: 1040px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Header ---------- */
header {
  border-bottom: 1px solid var(--border);
  background: var(--bg);
  position: sticky;
  top: 0;
  z-index: 10;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
}

.brand {
  font-weight: 700;
  font-size: 1.25rem;
  color: var(--navy);
  letter-spacing: -0.01em;
}
.brand span { color: var(--accent); }

.nav-links {
  display: flex;
  gap: 28px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  color: var(--text-muted);
  font-weight: 500;
  font-size: 0.95rem;
}
.nav-links a:hover,
.nav-links a.active { color: var(--navy); text-decoration: none; }
.nav-links a.active { border-bottom: 2px solid var(--accent); padding-bottom: 3px; }

/* ---------- Hero ---------- */
.hero {
  padding: 96px 0 72px;
  background: linear-gradient(180deg, var(--bg-soft), var(--bg));
}

.hero h1 {
  font-size: 2.75rem;
  line-height: 1.15;
  margin: 0 0 20px;
  color: var(--navy);
  letter-spacing: -0.02em;
  max-width: 720px;
}

.hero .subhead {
  font-size: 1.2rem;
  color: var(--text-muted);
  max-width: 640px;
  margin: 0 0 32px;
}

.cta {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  padding: 13px 28px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 1rem;
}
.cta:hover { background: #24588d; text-decoration: none; }
.cta.secondary {
  background: transparent;
  color: var(--accent);
  border: 1px solid var(--accent);
  margin-left: 10px;
}
.cta.secondary:hover { background: var(--accent-soft); }

/* ---------- Sections ---------- */
section { padding: 64px 0; }

.section-title {
  font-size: 1.75rem;
  color: var(--navy);
  margin: 0 0 12px;
  letter-spacing: -0.01em;
}

.section-lead {
  color: var(--text-muted);
  max-width: 680px;
  margin: 0 0 36px;
}

.grid {
  display: grid;
  gap: 24px;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.card {
  background: var(--bg-soft);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
}

.card h3 {
  margin: 0 0 10px;
  color: var(--navy);
  font-size: 1.1rem;
}

.card p {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.98rem;
}

/* ---------- Trust bar ---------- */
.trustbar {
  background: var(--navy);
  color: #cbd5e1;
  padding: 24px 0;
}
.trustbar .container {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 40px;
  align-items: center;
  justify-content: center;
}
.trustbar .t {
  font-size: 0.9rem;
  letter-spacing: 0.02em;
}
.trustbar .t strong { color: #fff; font-weight: 600; }

/* ---------- Two-column ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

/* ---------- Lists ---------- */
.service-list, .cred-list, .contact-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.service-list li {
  padding: 18px 0;
  border-bottom: 1px solid var(--border);
}
.service-list li:last-child { border-bottom: none; }
.service-list h3 {
  margin: 0 0 4px;
  color: var(--navy);
  font-size: 1.1rem;
}
.service-list p { margin: 0; color: var(--text-muted); }

.cred-list li, .contact-list li {
  padding: 10px 0;
  color: var(--text-muted);
}
.cred-list strong, .contact-list strong { color: var(--text); }

/* ---------- Highlight box ---------- */
.callout {
  background: var(--accent-soft);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 20px 24px;
  margin-top: 28px;
}
.callout h4 { margin: 0 0 6px; color: var(--navy); }
.callout p { margin: 0; color: var(--text-muted); }

/* ---------- Footer ---------- */
footer {
  border-top: 1px solid var(--border);
  padding: 48px 0 56px;
  background: var(--bg-soft);
  color: var(--text-muted);
  font-size: 0.92rem;
}

footer .cols {
  display: grid;
  gap: 32px;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}

footer h4 {
  color: var(--navy);
  margin: 0 0 12px;
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

footer a { color: var(--text-muted); }
footer a:hover { color: var(--navy); }

.footer-bottom {
  margin-top: 40px;
  padding-top: 20px;
  border-top: 1px solid var(--border);
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: space-between;
  font-size: 0.85rem;
}

/* ---------- Mobile ---------- */
@media (max-width: 720px) {
  .nav { flex-direction: column; gap: 12px; }
  .hero h1 { font-size: 2rem; }
  .hero { padding: 56px 0 48px; }
  .split { grid-template-columns: 1fr; gap: 32px; }
  .cta.secondary { margin-left: 0; margin-top: 10px; }
}